When Should I Dispute an Insurance Claim?

When Should I Dispute an Insurance Claim?

Why Dispute an Insurance Claim?

Getting into an accident can be a costly mistake for those found at fault, and those not at fault are left to deal with the unearned consequences and damages that come with it. If you’ve been involved in an accident, you probably already know the frustrations that follow after filing an insurance claim - stress that can only increase if the accident resulted in injuries.

While most insurance carriers are pretty straightforward when dealing with accident claims, there can be some instances where a claim is filed incorrectly, payment is slow or denied, or the provider offers a settlement with which you don’t agree.

In these cases, you may want to consider hiring an attorney to dispute the claim.

How to File an Insurance Dispute

Insurance claim disputes can be long processes, but providers have a duty to handle these and your initial claim in good faith or face legal consequences. Should you choose to go ahead with a dispute, here is what your process would look like:

  • Contact your insurance provider to discuss your complaint, and keep a record of this conversation.
  • Write a formal complaint outlining the dispute and send to a claims adjuster.
  • If not resolved, you can file a complaint with the Arkansas Insurance Department, who outlines what basic information you would need.

The state’s insurance department will go through a formal process to investigate whether the insurance company is acting in bad faith in regard to your claim. If this still does not settle your case, legal action may be necessary.

Contact an Attorney

Our Arkansas personal injury attorneys have years of experience in dealing with insurance claim disputes. If your insurance provider is minimizing or denying the claim you have from a motor vehicle accident, contact our office today. Call (870) 330-0015 to schedule a free initial consultation with one of our attorneys.

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