Common Reasons for Accident Claim Denials

Common Reasons for Accident Claim Denials

Car accidents can happen quickly and unexpectedly, leaving you to pick up the pieces to return to your pre-accident lifestyle. When you’re injured in an accident due to no fault of your own, you are likely counting on the money to come in from your injury claim to ensure a proper recovery for yourself. Unfortunately, there are many factors that are accounted for when it comes to an accident claim, and many times these claims are denied. While every accident claim is different, there are specific reasons that the insurance companies often use to deny a claim.

Common Claim Denials

Like any business, insurance companies have one goal in mind— to protect profit. The easiest way for these companies to accomplish this goal is to deny insurance claims, even if they believe them to be legitimate claims. Some of the most commonly seen injury claim denials include:

The Accident Was Avoidable

If your accident was deemed preventable by the insurance company, they may be able to deny your claim. This is especially true in the event that the insurance company believes that your actions may have contributed to the accident. These claims are often made by the insurance company to scare you and get you to stop pursuing compensation. If you’ve had your claim wrongly denied, it’s crucial for your recovery to speak with an Arkansas car accident attorney.

Your Injury Is a “Pre-Existing Condition”

Insurance companies love nothing more than seeing a client with a pre-existing injury file an injury claim. They know they will be able to deny the claim by stating their injury is something that has been around long before the accident, essentially taking the liability off their shoulders. These types of denials can be hard to combat, however, an experienced attorney will have no problem helping you pursue the compensation you deserve and need.

You Didn’t Receive Immediate Medical Attention

Following your accident, in addition to submitting an Arkansas accident report, you must also seek medical attention. If you don’t seek attention immediately after your accident, it will be an easy in for the insurance company to deny your claim. They may state that the accident didn’t cause your injuries, otherwise you would have sought out medical attention swiftly after the accident. Having medical documentation will allow you to build a much stronger case, so be sure to seek medical assistance as soon as you can following your accident.

What Can I Do If My Claim Has Been Denied?

Having your insurance claim denied doesn’t mean the end of the road for your chances of seeking compensation. There are things that can be done to help you pursue the compensation you deserve, to help you return to your best lifestyle possible. These solutions begin with scheduling your free consultation with a team of experienced Arkansas auto accident attorneys.

At Easley & Houseal, our team of trusted attorneys has been helping Arkansas drivers who have been wrongly injured seek the compensation necessary for a proper recovery for over 65 years. Our team has the knowledge, experience, and tenacity to fight for what you deserve.

Don’t take the insurance companies’ “no” as the final answer. Call us today (870) 330-0015 to learn more about how we can help you regain your life.


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