Don’t Give a Recorded Statement Alone

Don’t Give a Recorded Statement Alone

Insurance companies are not your friends. No matter what they say, no matter how nice they seem, insurance companies are rarely on your side. Many insurance companies find a reason to deny just claims or lessen the amount they pay.

Accepting this is the first step to avoiding pitfalls that could result in a reduced settlement or even no settlement at all. The second step is understanding why you shouldn’t give a recorded statement alone.

Make the Claim

After any kind of accident or tragedy, most policyholders have a tendency to call their insurance company as soon as possible to report the incident. This is normal and expected. Most kinds of property insurance require that you inform your insurance company as soon as possible.

What most policyholders don’t realize is that they are not required to give a recorded statement when they make the initial report. There’s no rush to make a recorded statement. In fact, it’s often harmful to make a recorded statement without consulting an attorney.

Make a Statement

Nearly every insurance company is trying to reduce its own coverage in a claim by shifting the blame to someone else or lessening the amount they pay. In a recorded statement, insurance adjusters may use a script designed to make claimants feel at ease and give up more information than intended.

An attorney with experience handling insurance claims can help policyholders through the process, ensuring that they don’t inadvertently place blame on themselves or lessen their recovery. Understanding how a recorded statement works can help victims recover the full amount they deserve and help them return to normal.

Make a Stand

Whether the insurance company is kind or forceful, policyholders should remember that they have every right to refuse a recorded statement until they consult an attorney. When policyholders understand their rights, they’re less likely to fall into one of the insurance industry’s most notorious traps.

If you suspect your insurance company of acting in bad faith, we are here for you. If you’d like an experienced St. Francis County insurance claim attorney from Easley & Houseal, PLLC to evaluate your case, please send us an email or call (870) 330-0015.


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